Thursday, January 29, 2015

Saving money one handful of change at a time.

Every year when the holidays come, I am stuck trying to figure out how to pay for gifts and do any activities we'd like to for the season.  I recently joined a Facebook group for budgeting run by A Bowl Full of Lemons.

Someone posted about the 52 Week savings plan.  I know this challenge would be hard for me to stick to, especially toward the end of the year.  Then I read about the 365 Day Saving Challenge.

This challenge was first shared by SavingAdvice.com.


For this challenge, you save your change each day.  Depending on what day of the year it is, that is how much you put into your jar or piggy bank.  Today is the 29th day of the year so you would add 29 cents to your jar.

I have started a savings jar for all 3 of us.  My co-workers are also doing this with me.


Each day I add money to the jar, I cross off that amount on my savings sheet.

I hope to have enough by the end of November to use for Christmas gifts this year.

If you'd like to join in on the 365 Day Savings Challenge, below you can print off a copy of the savings sheet.  I have formatted this one to print full size on 8.5 x 11 paper.  You can also find the sheet on the SavingsAdvice.com website.

365 Day Savings Challenge printable


Tuesday, January 27, 2015

Update on us.

Update on us.

My last blog post was in October!  Many things have happened since then that have really taken over our time and kept me away from blogging.

First was Halloween.


Yes, she was one of the 1,000,000 Elsas out there that night.

Then several things happened in a short period of time.

Girl Scouts took off and as a Daisy co-leader, that meant I had extra duties to try and make our troop great this year.  Then my body decided it wanted some attention.  I started noticing my heart was always racing.  No matter if I was up moving around, sitting at my desk or lying down at night, my heart was pounding so fast.  One morning I had just sat down at my work desk and it felt like my heart pounded twice really hard, stopped, stopped, stopped, and then slammed right back into my chest.  I immediately got up and went next door to my doctor.  At first, they didn’t have a lot of answers.  I was told to stop all medications – allergy and supplements.  I went back and still my heart was racing.  They drew some blood and I found out the next day I had hyperthyroid and possibly Graves Disease.

Graves Disease is an autoimmune disease where your own immune system starts attacking your thyroid.  I was sent to an endocrinologist and was told I did in fact have Graves and my numbers were “off the charts”.  They were concerned I would go into thyroid storm.  I can’t tell you much about it but was a nurse told me “when it happens, you think you are going to die”.   That doesn’t sound too peachy.

I was told they were going to start me on medication to try and get my levels back down (T3 and T4). The only problem was I might be allergic to the medicine.  So I spent the day before Thanksgiving at the doctor’s office – a cup with a pill and an epi pen ready to go – starting this journey.  I thankfully had no reaction and by now my levels have come down a little.  I have another doctor’s visit soon and from there we will decide how to proceed with all this in the future. 

But due to this Graves, and (really, couldn’t we think of a better name?), I have had to step down as co-leader because it was just too much.  My heart was still racing, my nerves were shot and I had no patience.  I realized I wasn’t much help so I have now gone back to being another set of hands to help out here and there. 

Then we has some fat man bearing gifts show up at our house.


New Years rang in and life is starting now to get back to somewhat calmer living.  Somewhat.

We are planning a 7th birthday party. 


Can you believe it – 7?  





Monday, October 20, 2014

Pinterest Inspired Project - Elsa Pumpkin

The Bean recently came home from school with a Family Pumpkin Project.  The assignment was for her to decide who her favorite storybook character was and to create a pumpkin that looked like that character.  The rules were you could not carve the pumpkin but you could add paint and decorations to your heart's desire.

I love how this was a "family" project.  We all totally know that means the parents did all the work.

Yes, we did all the work.  Bean filled out the questionnaire.  I hope we get an A.

Bean immediately said she wanted to make an Elsa pumpkin.  I had no idea how that was supposed to happen but I did envision braiding some crochet thread to make that braid.

I did not want to make that braid. I suck at braiding.

So I used the time honored "parent steer" method.  Or I thought I did.  I said "hey Bean, instead of Elsa because there will probably be, like, 12 Elsas already, why don't we make Olaf?"

She was not immediately sold.  But I reminded her, several times, how much Olaf made her laugh.  She warmed up to this idea - pun intended.

I figured making Olaf would not be that hard.  Get 3 small pumpkins, paint them white and then somehow slap them together.

Let me tell you this isn't as easy as you might think.

Pumpkins do not like being slapped together. They resist the slapping and the togetherness.

I first used double sided tape because I could not find my glue gun.  By the time the glue gun was located, I had contemplated concreting the whole mess together.  While I was having a mini tantrum over these three damned pumpkins, I decided to consult my crafting bible, Pinterest, and lo and behold this fantastic beauty made by A Pumpkin and A Princess appeared and saved the day.

Disney Elsa Pumpkin Tutorial

Look at that thing!  That is a work of art.  It's beautiful!

I immediately threw Olaf off to try and totally steal and recreate this beauty.

I had similar paint.  I had a purple gemstone crown.  I had some crystals left over from Bean's birthday party.  I had glitter spray paint!!!!   Mine and the Tooth Fairy's favorite crafting item - glitter spray paint.  I love that crap.

But I did not have any snowflakes or any of those pretty swirly rhinestones.  Oh well.  They can't all be works of art.  

This is our Elsa pumpkin.


I sprayed the crown with white spray paint and then went back over it with the glitter spray.  We painted the pumpkin with some color called Azure and then sprayed the heck out of it with more glitter spray.  We used so much glitter spray that the jewels stuck to the pumpkin with no added hot glue.  We only lost one rhinestone in transport so if you are ever out of glue, grab your glitter spray paint.  If you don't have glitter spray paint, smack yourself upside the head and rush out to your craft store and buy some!!!!  

We got a lot of oohs and aahs on the way to class.  My elbow is so sore from patting myself on the back.  

Oh yeah, we also took Olaf.


Yes, that is the world's creepiest Olaf ever.
  
We can thank Hubz for his artistic donation to the family pumpkin project for that one.  Olaf did not weather the ride to school as well as Elsa did.  Thank goodness in the movie, Olaf continually falls apart.  In that way, our Olaf is very similar.  Poor creepy Olaf.

Please Teach, give us an A!!!

Monday, September 29, 2014

Time to put your big girl panties on and get organized.


It might not come as any big surprise to anyone but I am not really a big planner.  It's true.

I usually am a day late and a dollar short for everything.  I have great ideas but I suck at planning them out.  On top of that, I am forgetful.  Both of those are bad alone but together, I'm amazed we ever get anywhere we are ever supposed to be.

With life now getting more and more hectic as Bean gets older and involved in more activities, the time has come for me to pull on my big girl panties and get us organized.

My first step is to get myself a daily planner so that I will have one spot where I can write down everything we have scheduled.  Writing something on a post-it, putting something else on my phone's calendar, or just expecting myself to remember it all no longer works - not that it ever really did.

I started looking around for a planner/calendar that would work for me.  It had to be something that was a) cute and b) something I would continue to carry around.  I've bought tons of calendars before and somehow none of them ever stuck.  I would go back to using my phone or switch purses and not bother to transfer the calendar too. I also really had no idea what I wanted as far as types of calendars, project pages, whatnot.   Pinterest was consulted.  I also joined some Facebook groups and got ideas from other ladies on what they used or looked for in a planner.

There are a lot of cute ones out there.  Unfortunately, it seemed that "cute" usually ran to the cost of about $50 or so.  That ain't that cute really - not in my pocketbook's world.

Then I had a problem with missing a payment on a work invoice.  I handle the bills for three entities at work and juggling all of that is a full time job.  Oh yeah.  That's why I work there.  Anyhoo...I made a mistake and knew that it would probably serve me well to finally institute a full time planner at work, too.

But then do I have one planner for both work and personal, or do I separate it all?  I began with the train of thought that I should separate but now I am thinking


this is my life 

- all of it.  So I might as well put everything together and not stress myself out more with having to juggle two separate calendars for 7 people (work and home life).

I got a ton of great ideas from my Facebook groups so I began my search.  First, let me say that trying to find a planner in September is probably not the best way to start.  There are hardly any left in the stores and it's hard to get a "vibe" from looking online.  I also knew that even with my bosses footing the bill, I could not justify spending $50 or even $80 for some Filofax planner.

"You see, Sir, since I am such an airhead,
I had to charge a $90 calendar to the company card 
in hopes that I won't be late on any more of your payments."

That probably would not fly in this office's airspace, if you get my drift.  I have learned at least one thing in the past 17 years here and that is the less explaining I have to do, the better off I am.  So no.  No Filofax for me.

I found this ARC customizable planner at Staples.

Of course, it's PINK.  What did you think it would be?



There is a group on FB exclusively for ARC users. At first, I was not sure about this system.  You can buy refillable packets of different kinds of paper - calendar (they are out of these right now), planner pages, project pages, etc.  You can "grow" your planner with these different size discs, too.  The drawback is if you want to add your own planner pages you make or find online, you have to buy a special paper punch that will make the right type of notches that will work with the discs.  That thing is huge and costs over $40!  And you don't really have any other use for it.  This is my biggest reservation about this whole system. I don't need one more do-hickey cluttering up my office.

I have "prettied" up some of my pages with highlighters, colorful tabs and washi tape but for the most part, the ARC pages are pretty boring.  That's coming from someone that wants bright colors slapped on everything so if you tend to like more sedated looks, you'll be fine.


This planner system is not too pricey either.  The binder cover was marked down to $11.24, the page refills run in the $4 range, and the discs are in the $3-4 range, too.  Now since my binder was marked down to a final price, that worries me.  Will I be able to find ARC supplies in the future?

Again, the planner pages are pretty bare, not only in color but also in what it gives you as far as recording information.  The calendar I was able to get is blank and only has space for a few lines of daily information.


I also found a Day Timer reversible planner for 2015 that was $15.50 through Capital Office Supplies. Again, it's PINK.  Yes, another pink planner.  Don't be shocked.




I went ahead and ordered this one just to see it in person.  It looks a lot more professional than the ARC, but I do understand that pink patented leather never really looks professional to begin with, or at least not in the profession you want people to talk about.  I also really love the pages of the calendar.  There is a space for appointments, journaling, to-do lists and expenses.  It is a small print space but it's there.  There is also a separate section for monthly priorities like birthdays or projects, and a notes section, an address book and a plastic receipts or paper holder in the back.



 

So it's still undetermined which one will win out but I think I have two very good contenders to try out.

Wednesday, August 6, 2014

Back to School - First Grade!

 It's time to go back to school.  Bean is ready for First Grade.

What did you say?

I said:

FIRST 

GRADE!!!!

Uh...I am not ready for summer to be over!!!




We used these free printables from Lauren McKinsey and LoveBakesGoodCakes.com.


Tuesday, July 15, 2014

A Ba-BEE Shower!

We hosted a baby shower for a co-worker who is set to have their first baby in August.  Marcy is a bee keeper in her spare time so we decided to use bees as our theme.

Justina, Susan and I worked together and I think we did a wonderful job!

We started off with our invitations.  I purchased the digital paper from Burlap and Lace on Etsy and printed it off on cardstock.  Then I designed the front card piece in Word and attached everything with Glue Dots.  Added a Jolene's bee sticker that Justina found on the front to let everyone know that this party was going to be a surprise.




I also made Marcy a Mom-to-Bee badge to wear during the shower.



Susan made this bee-u-tiful diaper cake that we used as the table centerpiece. She was nervous at first because she had never attempted a diaper cake before but we all thought she did a great job on it.  The Jolene's stickers were added here too to top it all off on our bee theme.




I used the same digital paper pack along with alphas from Crazy 4 Monograms and Just So Scrappy to make a Welcome Ba-Bee banner.  I found larger Jolene's bee stickers at Michaels to add more bees in case anyone was missing the theme!




Susan made us some delicious lemonade and added lemons and mint leaves.  I could have drank all of this myself.


Justina decorated the table with a yellow tablecloth, black and white polka-dot napkins and black and white paper straws.  (I LOVE paper straws!)  Justina also had a friend make these cute bee cupcake toppers.  This was such a sweet decoration!


Everything was beautiful and the Mom-to-Bee had a wonderful time and enjoyed the surprise.  Now we can't wait to see this beautiful Ba-Bee!

Linking up to the following linky parties.





Tuesday, July 1, 2014

Kindergarten Graduation 2014

I finally got around to looking at the picture CD that came with Bean's kindergarten graduation picture package.

My heart just seized up!